/* ============================================================
   High-Risk Merchant page — PayMullet
   Namespace: .hrisk-*
   ============================================================ */

/* -------- Hero -------- */
.hrisk-hero {
  position: relative;
  padding: calc(var(--nav-height) + var(--space-20)) 0 var(--space-20);
  overflow: hidden;
  isolation: isolate;
}
.hrisk-hero__bg {
  position: absolute;
  inset: 0;
  z-index: -1;
  background: linear-gradient(180deg, var(--color-bg) 0%, var(--color-surface-2) 100%);
}
.hrisk-hero__grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(to right, var(--color-divider) 1px, transparent 1px),
    linear-gradient(to bottom, var(--color-divider) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse 55% 55% at 85% 25%, #000 30%, transparent 75%);
  opacity: 0.55;
}
.hrisk-hero__blob {
  position: absolute;
  right: -10%;
  top: -10%;
  width: 540px;
  height: 540px;
  background: radial-gradient(circle at 50% 50%, rgba(47, 179, 122, 0.18), transparent 65%);
  filter: blur(30px);
  pointer-events: none;
}
.hrisk-hero__inner {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: var(--space-12);
  align-items: center;
}
.hrisk-hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 10px;
  border: 1px solid var(--color-primary-border);
  background: var(--color-primary-soft);
  color: var(--color-primary-deep);
  border-radius: var(--radius-full);
}
.hrisk-hero__copy h1 {
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: clamp(2.2rem, 4.4vw, 3.6rem);
  font-weight: 800;
  line-height: 1.05;
  letter-spacing: -0.035em;
  margin: var(--space-5) 0 var(--space-5);
}
.hrisk-hero__accent {
  background: linear-gradient(135deg, var(--color-primary), #2fb37a);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.hrisk-hero__copy p {
  font-size: clamp(1rem, 1.2vw, 1.15rem);
  line-height: 1.6;
  color: var(--color-text-muted);
  max-width: 58ch;
  margin: 0 0 var(--space-7);
}
.hrisk-hero__cta {
  display: flex;
  gap: var(--space-3);
  flex-wrap: wrap;
  margin-bottom: var(--space-6);
}
.hrisk-hero__trust {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin: 0;
}
.hrisk-hero__trust svg {
  color: var(--color-primary);
  flex-shrink: 0;
}

/* Hero visual wrapper (shared .mca-card inside) */
.hrisk-hero__visual {
  position: relative;
  justify-self: end;
  width: 100%;
  max-width: 520px;
}

/* -------- Why this matters -------- */
.hrisk-why {
  padding: var(--space-20) 0;
  background: var(--color-bg);
}
.hrisk-why__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
  list-style: none;
  padding: 0;
  margin: 0;
}
.hrisk-why__card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-7);
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.hrisk-why__card:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 36px -22px rgba(10, 11, 20, 0.2);
  border-color: var(--color-primary-border);
}
.hrisk-why__icon {
  display: inline-flex;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  background: var(--color-primary-soft);
  color: var(--color-primary-deep);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-4);
}
.hrisk-why__card h3 {
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: var(--text-lg);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin: 0 0 var(--space-2);
}
.hrisk-why__card p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.6;
  margin: 0;
}

/* -------- Industries served -------- */
.hrisk-industries {
  padding: var(--space-20) 0;
  background: var(--color-surface-2);
  border-top: 1px solid var(--color-divider);
  border-bottom: 1px solid var(--color-divider);
}
.hrisk-industries__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-5);
  list-style: none;
  padding: 0;
  margin: 0;
}
.hrisk-industries__card {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-5);
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
  min-width: 0;
}
.hrisk-industries__card:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 28px -18px rgba(10, 11, 20, 0.18);
  border-color: var(--color-primary-border);
}
.hrisk-industries__icon {
  display: inline-flex;
  width: 38px;
  height: 38px;
  align-items: center;
  justify-content: center;
  color: var(--color-primary);
  background: var(--color-primary-soft);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-2);
}
.hrisk-industries__card h3 {
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: var(--text-md);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin: 0;
  line-height: 1.25;
}
.hrisk-industries__card p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.55;
  margin: 0;
}

/* -------- How it works -------- */
.hrisk-how {
  padding: var(--space-20) 0;
  background: var(--color-bg);
}
.hrisk-how__steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-5);
  list-style: none;
  padding: 0;
  margin: 0;
  counter-reset: step;
  position: relative;
}
.hrisk-how__step {
  position: relative;
  padding: var(--space-6);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  background: var(--color-surface);
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
.hrisk-how__num {
  font-family: var(--font-mono);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.08em;
  color: var(--color-primary);
  padding: 4px 10px;
  border: 1px solid var(--color-primary-border);
  border-radius: var(--radius-full);
  background: var(--color-primary-soft);
  align-self: flex-start;
  margin-bottom: var(--space-2);
}
.hrisk-how__step h3 {
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: var(--text-md);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin: 0;
  line-height: 1.25;
}
.hrisk-how__step p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.55;
  margin: 0;
}

/* -------- What you get -------- */
.hrisk-get {
  padding: var(--space-20) 0;
  background: var(--color-surface-2);
  border-top: 1px solid var(--color-divider);
  border-bottom: 1px solid var(--color-divider);
}
.hrisk-get__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-12);
  align-items: center;
}
.hrisk-get__copy h2 {
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: var(--text-2xl);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.1;
  margin: var(--space-4) 0 var(--space-4);
}
.hrisk-get__copy p {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: 1.6;
  margin: 0 0 var(--space-6);
  max-width: 50ch;
}
.hrisk-get__list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4);
}
.hrisk-get__list li {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  padding: var(--space-4);
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-text);
  line-height: 1.4;
}
.hrisk-get__list svg {
  color: var(--color-primary);
  flex-shrink: 0;
  margin-top: 2px;
}

/* -------- FAQ -------- */
.hrisk-faq {
  padding: var(--space-20) 0;
  background: var(--color-bg);
}
.hrisk-faq__inner {
  display: grid;
  grid-template-columns: minmax(280px, 380px) 1fr;
  gap: var(--space-12);
  align-items: start;
}
.hrisk-faq__intro {
  position: sticky;
  top: calc(var(--header-height, 72px) + var(--space-6));
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}
.hrisk-faq__intro .eyebrow {
  margin-bottom: var(--space-1);
}
.hrisk-faq__intro h2 {
  margin: 0;
  letter-spacing: -0.02em;
}
.hrisk-faq__lead {
  margin: 0;
  color: var(--color-text-muted);
  font-size: var(--text-md);
  line-height: 1.55;
  max-width: 38ch;
}
.hrisk-faq__contact {
  margin-top: var(--space-4);
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
  padding: var(--space-5) var(--space-6);
  background: var(--color-primary-soft);
  border: 1px solid var(--color-primary-border);
  border-radius: var(--radius-md);
  color: var(--color-text);
  text-decoration: none;
  transition: transform 0.2s ease, box-shadow 0.2s ease, border-color 0.2s ease;
}
.hrisk-faq__contact:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0, 78, 50, 0.08);
  border-color: var(--color-primary-deep);
}
.hrisk-faq__contact-eyebrow {
  font-family: "JetBrains Mono", "IBM Plex Mono", monospace;
  font-size: 0.72rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-primary-deep);
}
.hrisk-faq__contact-title {
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: var(--text-lg);
  font-weight: 600;
  letter-spacing: -0.01em;
  color: var(--color-text);
}
.hrisk-faq__contact-sub {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
}
.hrisk-faq__main {
  min-width: 0;
}
.hrisk-faq__chips {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  margin-bottom: var(--space-5);
}
.hrisk-faq__chip {
  appearance: none;
  border: 1px solid var(--color-border);
  background: var(--color-surface);
  color: var(--color-text-muted);
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: 0.85rem;
  font-weight: 500;
  padding: 0.5rem 0.95rem;
  border-radius: var(--radius-full);
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  transition: background-color 0.18s ease, color 0.18s ease, border-color 0.18s ease;
  letter-spacing: -0.005em;
}
.hrisk-faq__chip:hover {
  border-color: var(--color-primary-border);
  color: var(--color-text);
}
.hrisk-faq__chip.is-active {
  background: var(--color-primary-deep);
  color: #fff;
  border-color: var(--color-primary-deep);
}
.hrisk-faq__chip-count {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 1.4rem;
  height: 1.4rem;
  padding: 0 0.4rem;
  font-size: 0.72rem;
  font-family: "JetBrains Mono", "IBM Plex Mono", monospace;
  background: var(--color-surface-2);
  color: var(--color-text-muted);
  border-radius: var(--radius-full);
}
.hrisk-faq__chip.is-active .hrisk-faq__chip-count {
  background: rgba(255, 255, 255, 0.18);
  color: #fff;
}
.hrisk-faq__list {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
.hrisk-faq__item[data-faq-hidden="true"] {
  display: none;
}
.hrisk-faq__empty {
  margin: var(--space-6) 0 0;
  padding: var(--space-6);
  text-align: center;
  color: var(--color-text-muted);
  background: var(--color-surface);
  border: 1px dashed var(--color-border);
  border-radius: var(--radius-md);
}
.hrisk-faq__item {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color 0.2s ease;
}
.hrisk-faq__item[open] {
  border-color: var(--color-primary-border);
}
.hrisk-faq__item summary {
  list-style: none;
  cursor: pointer;
  padding: var(--space-5) var(--space-6);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: var(--text-md);
  font-weight: 600;
  color: var(--color-text);
  letter-spacing: -0.01em;
}
.hrisk-faq__item summary::-webkit-details-marker {
  display: none;
}
.hrisk-faq__chev {
  display: inline-flex;
  width: 32px;
  height: 32px;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-full);
  background: var(--color-surface-2);
  color: var(--color-text-muted);
  transition: transform 0.25s ease, background-color 0.2s ease, color 0.2s ease;
  flex-shrink: 0;
}
.hrisk-faq__item[open] .hrisk-faq__chev {
  transform: rotate(180deg);
  background: var(--color-primary-soft);
  color: var(--color-primary-deep);
}
.hrisk-faq__body {
  padding: 0 var(--space-6) var(--space-5);
}
.hrisk-faq__body p {
  margin: 0;
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.65;
  max-width: 70ch;
}

/* -------- Final CTA strip -------- */
.cta-strip.hrisk-cta {
  padding: var(--space-20) 0;
  background: linear-gradient(135deg, #003a22 0%, #037449 100%);
  color: #ffffff;
  position: relative;
  overflow: hidden;
}
.cta-strip.hrisk-cta::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(to right, rgba(255, 255, 255, 0.04) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(255, 255, 255, 0.04) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: radial-gradient(ellipse 70% 70% at 50% 50%, #000 40%, transparent 80%);
  pointer-events: none;
}
.hrisk-cta__inner {
  position: relative;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-4);
}
.hrisk-cta__inner h2 {
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: clamp(2rem, 4vw, 3.2rem);
  font-weight: 800;
  letter-spacing: -0.035em;
  line-height: 1.05;
  margin: 0;
  color: #ffffff;
}
.hrisk-cta__inner p {
  font-size: var(--text-md);
  color: rgba(255, 255, 255, 0.82);
  line-height: 1.6;
  max-width: 60ch;
  margin: 0 0 var(--space-3);
}
.hrisk-cta__inner .btn--primary {
  background: #ffffff;
  color: var(--color-primary-deep);
  border-color: #ffffff;
}
.hrisk-cta__inner .btn--primary:hover {
  background: #f7f8fa;
  color: var(--color-primary-deep);
}

/* -------- Responsive -------- */
@media (max-width: 1080px) {
  .hrisk-industries__grid { grid-template-columns: repeat(3, 1fr); }
  .hrisk-how__steps { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 880px) {
  .hrisk-hero { padding: calc(var(--nav-height) + var(--space-8)) 0 var(--space-12); }
  .hrisk-hero__inner { grid-template-columns: 1fr; gap: var(--space-8); }
  .hrisk-hero__visual { justify-self: stretch; max-width: none; }
  .hrisk-why__grid { grid-template-columns: 1fr; gap: var(--space-4); }
  .hrisk-industries__grid { grid-template-columns: repeat(2, 1fr); }
  .hrisk-get__inner { grid-template-columns: 1fr; gap: var(--space-8); }
  .hrisk-get__list { grid-template-columns: 1fr; }
  .hrisk-faq__inner { grid-template-columns: 1fr; gap: var(--space-8); }
  .hrisk-faq__intro { position: static; }
  .hrisk-faq__lead { max-width: 60ch; }
  .hrisk-why,
  .hrisk-industries,
  .hrisk-how,
  .hrisk-get,
  .hrisk-faq,
  .cta-strip.hrisk-cta { padding: var(--space-16) 0; }
}

@media (max-width: 600px) {
  .hrisk-hero__copy h1 { font-size: clamp(1.9rem, 8vw, 2.6rem); }
  .hrisk-hero__cta { flex-direction: column; align-items: stretch; }
  .hrisk-hero__cta .btn { justify-content: center; }
  .hrisk-industries__grid { grid-template-columns: 1fr; }
  .hrisk-how__steps { grid-template-columns: 1fr; }

  .hrisk-faq__item summary { padding: var(--space-4) var(--space-5); font-size: var(--text-base); }
  .hrisk-faq__body { padding: 0 var(--space-5) var(--space-4); }
  .hrisk-faq__chips { flex-wrap: nowrap; overflow-x: auto; padding-bottom: 0.25rem; margin-left: calc(-1 * var(--space-4)); margin-right: calc(-1 * var(--space-4)); padding-left: var(--space-4); padding-right: var(--space-4); }
  .hrisk-faq__chip { white-space: nowrap; flex-shrink: 0; }
  .hrisk-why__card,
  .hrisk-how__step { padding: var(--space-5); }
}

/* -------- Reduced motion -------- */
@media (prefers-reduced-motion: reduce) {
  .hrisk-why__card,
  .hrisk-industries__card,
  .hrisk-faq__item,
  .hrisk-faq__chev {
    transition: none;
  }
  .hrisk-why__card:hover,
  .hrisk-industries__card:hover {
    transform: none;
  }
}

/* -------- Stats strip -------- */
.hrisk-stats {
  padding: var(--space-10) 0;
  background: var(--color-surface-2);
  border-top: 1px solid var(--color-divider);
  border-bottom: 1px solid var(--color-divider);
}
.hrisk-stats__grid {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-6);
}
.hrisk-stats__item {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: var(--space-5) var(--space-6);
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  position: relative;
  isolation: isolate;
}
.hrisk-stats__item::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 3px;
  background: var(--color-primary);
  border-radius: var(--radius-lg) 0 0 var(--radius-lg);
}
.hrisk-stats__num {
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: clamp(1.75rem, 2.6vw, 2.25rem);
  font-weight: 800;
  line-height: 1.05;
  letter-spacing: -0.03em;
  color: var(--color-text);
}
.hrisk-stats__unit {
  font-size: 0.55em;
  font-weight: 700;
  color: var(--color-text-2);
  margin-left: 2px;
  letter-spacing: 0;
}
.hrisk-stats__label {
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-text);
  margin-top: 2px;
}
.hrisk-stats__sub {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  line-height: 1.4;
}

@media (max-width: 960px) {
  .hrisk-stats__grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 520px) {
  .hrisk-stats__grid { grid-template-columns: 1fr; }
  .hrisk-stats { padding: var(--space-8) 0; }
}

/* -------- Pain → Fix teardown -------- */
.hrisk-pains {
  padding: var(--space-16) 0;
  background: var(--color-bg);
}
.hrisk-pains__grid {
  list-style: none;
  margin: var(--space-10) 0 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-5);
}
.hrisk-pains__card {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.hrisk-pains__card:hover {
  transform: translateY(-2px);
  border-color: var(--color-primary-border);
  box-shadow: 0 10px 28px -18px rgba(3, 116, 73, 0.28);
}
.hrisk-pains__pain,
.hrisk-pains__fix {
  padding: var(--space-5) var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.hrisk-pains__pain {
  background: var(--color-surface-2);
  border-right: 1px dashed var(--color-divider);
}
.hrisk-pains__pain p {
  color: var(--color-text-2);
  font-style: normal;
  font-size: var(--text-base);
  line-height: 1.55;
  margin: 0;
  text-decoration: line-through;
  text-decoration-color: rgba(190, 42, 42, 0.45);
  text-decoration-thickness: 2px;
  text-underline-offset: 0;
}
.hrisk-pains__fix {
  background: linear-gradient(180deg, rgba(3, 116, 73, 0.04), rgba(3, 116, 73, 0.09));
}
.hrisk-pains__fix p {
  color: var(--color-text);
  font-size: var(--text-base);
  line-height: 1.55;
  margin: 0;
}
.hrisk-pains__fix strong {
  color: var(--color-primary-deep);
  font-weight: 700;
}
.hrisk-pains__tag {
  display: inline-flex;
  align-items: center;
  font-family: "JetBrains Mono", monospace;
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 3px 8px;
  border-radius: var(--radius-full);
  width: fit-content;
}
.hrisk-pains__tag--bad {
  background: rgba(190, 42, 42, 0.08);
  color: #8a1f1f;
  border: 1px solid rgba(190, 42, 42, 0.18);
}
.hrisk-pains__tag--good {
  background: var(--color-primary-soft);
  color: var(--color-primary-deep);
  border: 1px solid var(--color-primary-border);
}

[data-theme="dark"] .hrisk-pains__pain p {
  text-decoration-color: rgba(240, 130, 130, 0.45);
}
[data-theme="dark"] .hrisk-pains__tag--bad {
  background: rgba(240, 130, 130, 0.12);
  color: #f4a3a3;
  border-color: rgba(240, 130, 130, 0.22);
}

@media (max-width: 900px) {
  .hrisk-pains__grid { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .hrisk-pains__card { grid-template-columns: 1fr; }
  .hrisk-pains__pain { border-right: none; border-bottom: 1px dashed var(--color-divider); }
  .hrisk-pains__pain, .hrisk-pains__fix { padding: var(--space-4) var(--space-5); }
  .hrisk-pains { padding: var(--space-12) 0; }
}

/* -------- Qualification Quiz -------- */
.hrisk-quiz {
  padding: var(--space-16) 0;
  background: linear-gradient(180deg, var(--color-bg) 0%, var(--color-surface-2) 100%);
  position: relative;
}

.hrisk-quiz__card {
  margin: var(--space-10) auto 0;
  max-width: 880px;
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 48px -32px rgba(15, 23, 42, 0.18);
  overflow: hidden;
}

/* Head: progress + step counter */
.hrisk-quiz__head {
  padding: var(--space-5) var(--space-7) var(--space-4);
  border-bottom: 1px solid var(--color-divider);
  background: var(--color-surface-2);
}
.hrisk-quiz__progress {
  width: 100%;
  height: 6px;
  background: var(--color-divider);
  border-radius: var(--radius-full);
  overflow: hidden;
}
.hrisk-quiz__progress-fill {
  display: block;
  height: 100%;
  background: linear-gradient(90deg, var(--color-primary), #2fb37a);
  border-radius: var(--radius-full);
  transition: width 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}
.hrisk-quiz__meta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: var(--space-3);
  font-family: "JetBrains Mono", monospace;
  font-size: 11px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}
.hrisk-quiz__step {
  font-weight: 600;
}
.hrisk-quiz__back {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 4px 10px;
  font: inherit;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-text-2);
  background: transparent;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease;
}
.hrisk-quiz__back:hover {
  background: var(--color-surface);
  color: var(--color-text);
  border-color: var(--color-text-muted);
}
.hrisk-quiz__back[hidden] { display: none; }

/* Stage: question panels stack, only active shows */
.hrisk-quiz__stage {
  padding: var(--space-8) var(--space-7) var(--space-8);
  position: relative;
  min-height: 340px;
}
.hrisk-quiz__q {
  border: none;
  padding: 0;
  margin: 0;
  display: none;
  animation: hriskQuizFade 0.32s cubic-bezier(0.4, 0, 0.2, 1);
}
.hrisk-quiz__q[data-active] { display: block; }
.hrisk-quiz__result { display: none; animation: hriskQuizFade 0.4s cubic-bezier(0.4, 0, 0.2, 1); }
.hrisk-quiz__result[data-active] { display: grid; }

@keyframes hriskQuizFade {
  from { opacity: 0; transform: translateY(6px); }
  to   { opacity: 1; transform: translateY(0); }
}

.hrisk-quiz__prompt {
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  color: var(--color-text);
  padding: 0;
  margin: 0 0 var(--space-6);
  line-height: 1.3;
}

/* Options grid */
.hrisk-quiz__options {
  display: grid;
  gap: var(--space-3);
}
.hrisk-quiz__options--2 { grid-template-columns: repeat(2, 1fr); }
.hrisk-quiz__options--3 { grid-template-columns: repeat(3, 1fr); }

.hrisk-quiz__opt {
  position: relative;
  display: block;
  cursor: pointer;
}
.hrisk-quiz__opt input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}
.hrisk-quiz__opt-label {
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding: var(--space-4) var(--space-5);
  background: var(--color-surface);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  color: var(--color-text);
  font-weight: 500;
  font-size: var(--text-base);
  line-height: 1.35;
  transition: all 0.18s ease;
  min-height: 56px;
  justify-content: center;
}
.hrisk-quiz__opt-label strong {
  font-weight: 700;
  color: var(--color-text);
  display: block;
}
.hrisk-quiz__opt-sub {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  font-weight: 400;
  line-height: 1.4;
}
.hrisk-quiz__opt:hover .hrisk-quiz__opt-label {
  border-color: var(--color-primary);
  background: var(--color-primary-soft);
  transform: translateY(-1px);
}
.hrisk-quiz__opt input:focus-visible + .hrisk-quiz__opt-label {
  outline: none;
  box-shadow: 0 0 0 3px rgba(3, 116, 73, 0.18);
  border-color: var(--color-primary);
}
.hrisk-quiz__opt input:checked + .hrisk-quiz__opt-label {
  border-color: var(--color-primary);
  background: var(--color-primary-soft);
  color: var(--color-primary-deep);
  box-shadow: inset 0 0 0 1px var(--color-primary);
}
.hrisk-quiz__opt input:checked + .hrisk-quiz__opt-label strong {
  color: var(--color-primary-deep);
}

/* Result */
.hrisk-quiz__result {
  grid-template-columns: 200px 1fr;
  gap: var(--space-8);
  align-items: center;
}

.hrisk-quiz__gauge {
  position: relative;
  width: 200px;
  height: 200px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.hrisk-quiz__gauge-svg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  transform: rotate(-90deg);
}
.hrisk-quiz__gauge-track {
  fill: none;
  stroke: var(--color-divider);
  stroke-width: 10;
}
.hrisk-quiz__gauge-bar {
  fill: none;
  stroke: var(--color-primary);
  stroke-width: 10;
  stroke-linecap: round;
  transition: stroke-dashoffset 1.1s cubic-bezier(0.4, 0, 0.2, 1), stroke 0.4s ease;
}
.hrisk-quiz__gauge-num {
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: 2.75rem;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: var(--color-text);
  display: flex;
  align-items: baseline;
  gap: 2px;
  z-index: 1;
}
.hrisk-quiz__gauge-unit {
  font-size: 1rem;
  color: var(--color-text-muted);
  font-weight: 600;
}

.hrisk-quiz__tier {
  display: inline-flex;
  align-items: center;
  padding: 4px 12px;
  font-family: "JetBrains Mono", monospace;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  border-radius: var(--radius-full);
  background: var(--color-primary-soft);
  color: var(--color-primary-deep);
  border: 1px solid var(--color-primary-border);
}
.hrisk-quiz__headline {
  font-family: "Aeonik", "Poppins", sans-serif;
  font-size: clamp(1.4rem, 2.2vw, 1.75rem);
  font-weight: 800;
  line-height: 1.2;
  letter-spacing: -0.02em;
  margin: var(--space-3) 0 var(--space-2);
  color: var(--color-text);
}
.hrisk-quiz__summary {
  color: var(--color-text-2);
  line-height: 1.55;
  margin: 0 0 var(--space-5);
  max-width: 52ch;
}
.hrisk-quiz__facts {
  list-style: none;
  margin: 0 0 var(--space-6);
  padding: var(--space-4) var(--space-5);
  background: var(--color-surface-2);
  border: 1px solid var(--color-divider);
  border-radius: var(--radius-md);
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-3) var(--space-6);
}
.hrisk-quiz__facts li {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.hrisk-quiz__fact-k {
  font-family: "JetBrains Mono", monospace;
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}
.hrisk-quiz__fact-v {
  font-weight: 700;
  color: var(--color-text);
  font-size: var(--text-base);
}
.hrisk-quiz__cta {
  display: flex;
  gap: var(--space-3);
  flex-wrap: wrap;
}

/* Tier variants */
.hrisk-quiz__card[data-tier="excellent"] .hrisk-quiz__gauge-bar { stroke: var(--color-primary); }
.hrisk-quiz__card[data-tier="strong"] .hrisk-quiz__gauge-bar { stroke: #2fb37a; }
.hrisk-quiz__card[data-tier="fair"] .hrisk-quiz__gauge-bar { stroke: #d97706; }
.hrisk-quiz__card[data-tier="fair"] .hrisk-quiz__tier {
  background: rgba(217, 119, 6, 0.1);
  color: #92400e;
  border-color: rgba(217, 119, 6, 0.25);
}
.hrisk-quiz__card[data-tier="challenging"] .hrisk-quiz__gauge-bar { stroke: #be2a2a; }
.hrisk-quiz__card[data-tier="challenging"] .hrisk-quiz__tier {
  background: rgba(190, 42, 42, 0.08);
  color: #8a1f1f;
  border-color: rgba(190, 42, 42, 0.2);
}

/* Dark mode */
[data-theme="dark"] .hrisk-quiz__card {
  box-shadow: 0 20px 48px -30px rgba(0, 0, 0, 0.6);
}
[data-theme="dark"] .hrisk-quiz__card[data-tier="fair"] .hrisk-quiz__tier {
  background: rgba(251, 191, 36, 0.12);
  color: #fbbf24;
  border-color: rgba(251, 191, 36, 0.25);
}
[data-theme="dark"] .hrisk-quiz__card[data-tier="challenging"] .hrisk-quiz__tier {
  background: rgba(240, 130, 130, 0.12);
  color: #f4a3a3;
  border-color: rgba(240, 130, 130, 0.22);
}

/* Responsive */
@media (max-width: 760px) {
  .hrisk-quiz__options--3 { grid-template-columns: repeat(2, 1fr); }
  .hrisk-quiz__stage { padding: var(--space-6) var(--space-5); min-height: 0; }
  .hrisk-quiz__head { padding: var(--space-4) var(--space-5) var(--space-3); }
  .hrisk-quiz__result {
    grid-template-columns: 1fr;
    justify-items: center;
    text-align: center;
    gap: var(--space-5);
  }
  .hrisk-quiz__summary { margin-left: auto; margin-right: auto; }
  .hrisk-quiz__cta { justify-content: center; }
  .hrisk-quiz__cta .btn { width: 100%; justify-content: center; }
  .hrisk-quiz__facts { grid-template-columns: 1fr; text-align: left; }
  .hrisk-quiz__gauge { width: 160px; height: 160px; }
  .hrisk-quiz__gauge-num { font-size: 2.25rem; }
  .hrisk-quiz__tier { margin: 0 auto; }
}
@media (max-width: 480px) {
  .hrisk-quiz__options,
  .hrisk-quiz__options--2,
  .hrisk-quiz__options--3 { grid-template-columns: 1fr; }
  .hrisk-quiz { padding: var(--space-12) 0; }
}

/* Reduced motion */
@media (prefers-reduced-motion: reduce) {
  .hrisk-quiz__q,
  .hrisk-quiz__result,
  .hrisk-quiz__progress-fill,
  .hrisk-quiz__gauge-bar,
  .hrisk-quiz__opt-label { transition: none; animation: none; }
}

/* Suppress outline on programmatically-focused prompt (keeps screen-reader announce without visual ring) */
.hrisk-quiz__prompt:focus { outline: none; }
.hrisk-quiz__prompt:focus-visible { outline: 2px solid var(--color-primary); outline-offset: 4px; border-radius: 4px; }

/* -------- High-risk quote modal: file input + helper -------- */
#hriskQuoteModal .iso-field--file {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
#hriskQuoteModal .iso-field--file input[type="file"] {
  width: 100%;
  padding: var(--space-3);
  border: 1px dashed var(--color-divider);
  border-radius: var(--radius-md, 10px);
  background: var(--color-surface-1, #fafafa);
  font: inherit;
  color: var(--color-text);
  cursor: pointer;
}
#hriskQuoteModal .iso-field--file input[type="file"]:hover,
#hriskQuoteModal .iso-field--file input[type="file"]:focus-visible {
  border-color: var(--color-primary);
  outline: none;
}
#hriskQuoteModal .iso-field--file input[type="file"]::file-selector-button {
  margin-right: var(--space-3);
  padding: 0.5rem 0.9rem;
  border: 1px solid var(--color-divider);
  border-radius: 8px;
  background: var(--color-bg);
  color: var(--color-text);
  font: inherit;
  font-weight: 600;
  cursor: pointer;
}
#hriskQuoteModal .iso-field--file input[type="file"]::file-selector-button:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
}
#hriskQuoteModal .iso-field__hint {
  font-size: 0.8125rem;
  color: var(--color-text-muted, #666);
  line-height: 1.45;
}