Portfolio buyout · for small ISOs & agents

Unlock the value of your processing portfolio.

No Book Too Small.

We're offering a 10–25x+ multiple on any size portfolio — for outright purchase, or for an ongoing partnership that helps you build your business. Tell us about your book and we'll call you back with an offer.

  • Any size book — from 5 accounts up
  • Confidential, no obligation
  • Real humans on the phone
Offer sent in 48h
Fast funding
Portfolio valuation · exampleAcquisitions desk
Active merchant accounts
42
Average monthly residual
$3,850
New accounts added / month
5
Multiple offered
18x
Purchase offer$69,300Funded fast after signing · keep partnering if you want to

Illustrative example only. Your multiple depends on account age, attrition, industry mix and growth. Every offer is written after a short call with our acquisitions team.

Fast funding

Get paid faster. Keep growing.

Transparent reporting

Real-time insights. Total clarity.

ISO partnerships up to 90% commission splits

More revenue. Better together.

Two ways to do this

Sell your book outright — or partner and keep building it.

Whether you're looking to sell your portfolio or partner with a team that has the systems and support to scale, PayMullet is the partner you can count on. Most people who call us aren't sure which they want yet. That's fine — we'll walk through both on the call.

Option A · Sell
10–25x+ multiple on monthly residuals

Cash out your portfolio.

Retiring, changing careers, or need liquidity now? We buy books of any size — five accounts or five hundred. You get a written offer, a clean transition for your merchants, and fast funding after signing.

  • Any size portfolio — no minimums
  • Full buyout, partial buyout, or earn-out structures
  • Your merchants keep their service — we handle the transition
  • Confidential. No obligation to accept.
Get a purchase offer
Option B · Partner
70–90%commission splits

Keep your book. Grow it with us.

Not ready to sell? Partner with PayMullet and plug into the systems a small shop can't build alone — marketing, appointment setting, recruiting, customer service, retention, and boarding — while you keep selling.

  • ISO partnerships with splits up to 90%
  • Transparent, real-time residual reporting
  • Fast funding and capital products your merchants will want
  • Sell to us later, whenever you're ready
Talk about partnering
Business offerings

Products your merchants will thank you for.

When you partner with us, your accounts get more than processing — and every one of these makes your book stickier and more valuable.

No credit check

Guaranteed capital approvals for merchants

Every merchant in your portfolio can access working capital, approved on processing history rather than a credit score.

Speed

Same-day funding

Get funds when your merchants need them — not next week. Same-day availability keeps cash flowing and merchants loyal.

Growth

Flexible capital solutions that help merchants grow

Fuel growth. Unlock opportunity. Advances and financing sized to each merchant's volume, with terms that make sense for small business.

End-to-end support to scale your business

The back office a one-person shop never had.

Partner with us and these teams work your book alongside you. Sell to us and they're who take care of your merchants afterward.

Marketing

More visibility. More leads.

Setting appointments

Quality meetings. More closings.

Recruiting

Top talent. Stronger teams.

Customer service

Happy merchants. Stronger loyalty.

Retention

Keep more. Grow more.

Boarding & installation

Seamless setup. Happy start.

How it works

From “how much is my book worth?” to funded — in three steps.

Tell us about your book

Fill out the short form below — your residuals, account count and monthly growth. Two minutes, no statements needed yet.

Today · 2 min

We call you back with an offer

Our acquisitions team reviews your numbers, calls to ask a few questions, and puts a written offer in your inbox — purchase, partnership, or both.

Within 48 hours

Sign and get funded

Accept the deal you like. We handle the merchant transition and paperwork; you get paid fast, with transparent reporting on anything ongoing.

Days, not months
ISO intake

Tell us about your book.

Takes two minutes. Partnerships will follow up within one business day with a written quote.

Current book size (monthly residual) *
Please pick the closest range.
How many active / current merchant accounts do you have? *
Please pick the closest range.
How many accounts do you submit per month? *
Please pick the closest range.
Where do your deals come from today? (optional, single-select)
Please pick the closest range.
Industries you focus on (select all that apply)
Please pick the closest range.
What are you looking for? (select all)
Please pick the closest range.
Please confirm we may contact you.

No spam, no demo warfare. We reply within one business day.

Got it — partnerships will be in touch.

We'll review your book and follow up within one business day with a written quote. Want to lock in a time now? Book a 30-minute online valuation call, or call (855) 604-2350.

Book my 30-min valuation call
Schedule an appointment

Prefer to talk it through? Book a 30-minute online valuation call.

Talk with someone from our acquisitions team — not a scheduler — and leave the call knowing roughly what your book is worth. Choose a time that works for you.

  • 30 minutes · no prep needed
  • Online meeting · link provided when booked
  • Acquisitions team · a real decision-maker

What we'll cover

  • Your book — accounts, residuals, attrition, growth
  • Sell, partner, or both — which fits your goals
  • A ballpark multiple and what a written offer would look like

Pick a time for your 30-minute valuation call

Choose an available time and book directly with our acquisitions team.

View times & book →Opens Microsoft Bookings in a new tab

Or call (855) 604-2350 during business hours.

FAQ

Questions people ask before they call.

How do you decide the multiple?
We look at the age and attrition of your accounts, industry mix, average ticket and volume, and how many merchants you add each month. Stable, growing books with low attrition land at the top of the 10–25x+ range.
Is my portfolio too small?
No. We buy books of any size — a handful of accounts qualifies. Small books are exactly who this program is for.
Do I have to sell everything?
No. Partial buyouts, earn-outs and partnership structures where you keep selling are all on the table. Tell us what you want the outcome to be and we'll structure around it.
What happens to my merchants?
They keep processing without interruption. Our boarding, customer service and retention teams handle the transition, and you can stay involved as much or as little as you'd like.
Is this confidential?
Yes. Your numbers are only seen by our acquisitions team, and requesting an offer creates no obligation to accept one.

Partner. Grow. Succeed.

Whether you're looking to sell your portfolio or partner with a team that has the systems and support to scale, PayMullet is the partner you can count on.

Get my offer
Let's talk(855) 604-2350

Build the future together.