Clean counter. Clean statement.
EMV, contactless, and pricing for retailers who are tired of reading a four-page statement every month.
A statement you can't read is a bill you can't challenge
Most retail merchants are on tiered pricing with a dozen line items — qualified, mid-qualified, non-qualified, assessments, NABU, APF, and a rotation of monthly fees that appear and disappear. It's designed to be hard to audit. We replace that with a pricing model you can see on one page, plain-English statements, and disclosed fees in writing. If something shows up that we didn't tell you about, we fix it.
The right program for this category
Cash Discount / Dual Pricing (0% processing)
Our first-choice program for this category.
Interchange-Plus or Flat rate if you'd rather not pass the fee
Honest pass-through alternative — no surprise markups.
General retail runs clean on cash discount — customers already see line items on the receipt. If you'd rather absorb the processing cost, interchange-plus gives you transparent pricing and flat rate gives you one-number simplicity.
Hardware, POS, and gateway matched to the category
Payment terminals
Dejavoo Z11 or QD3 countertop, Valor VL110 wireless for pop-ups and events, Clover Flex for flexible floor layouts, Valor RCKT mobile for market or event sales.
Point-of-sale systems
EposNow is a strong general-retail platform with inventory, multi-location reporting, and loyalty. OctoPOS if you're a grocery- or inventory-heavy retailer. Clover for straightforward single-location retail.
Gateway
NMI for e-commerce and cross-channel reporting; SwipeSimple if you need a lightweight mobile reader for off-site sales.
Add-ons and integrations
Barcode scanners, receipt printers, inventory sync, multi-location reporting, loyalty program.
Category-specific safeguards
- Transparent, itemized monthly fees
- PCI support included
- EMV and contactless default on every terminal
- Correct MCC placement for general retail
Common questions
Can I keep my Shopify or Lightspeed setup?
Yes. We either sit behind your existing POS as the processor, or pair a terminal that syncs with it. Your specialist will confirm compatibility before you switch anything.
What's the catch on the cash discount program?
There isn't one — but the model does rely on a compliant credit card surcharge or cash discount. Debit and cash stay at list price. Your specialist walks through the mechanics before you sign.
How long is the contract?
Our standard program is month-to-month with no early-termination fee. You stay because the numbers work, not because you're locked in.
Ready for a real quote?
Send your last statement. A specialist returns the math and the program that fits your business — usually the same day.